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    Statins and Insurance

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    Mud Island Dweller
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    Statins and Insurance

    Post by Mud Island Dweller on Mon Nov 03 2014, 13:23

    I refuse statins and even if l have a stroke or heart attack thst will stand.
    However we are going on holiday next year l was asked if l was on statins..no
    were you ever offered them ...yes told them to shove it. After a very long discusion with the agent about what l understood about statins then (since learned much more) She was sympathetic but l got a black mark in insurance for the holiday against me.
    Wondered if anyone else had suffered this and a warning if you refuse statins and are going on holiday to ..... be aware!
    l got insurance but cost more.
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    Paul1976
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    Re: Statins and Insurance

    Post by Paul1976 on Mon Nov 03 2014, 13:30

    @Mud Island Dweller wrote:I refuse statins and even if l have a stroke or heart attack thst will stand.
    However we are going on holiday next year l was asked if l was on statins..no
    were you ever offered them ...yes told them to shove it. After a very long discusion with the agent about what l understood about statins then (since learned much more)  She was sympathetic but l got a black mark in insurance for the holiday against me.
    Wondered if anyone else had suffered this and a warning if you refuse statins and are going on holiday to ..... be aware!
    l got insurance but cost more.

    Wow! Sad I never knew that would go against you and I too am a statin refuser but after hearing your experiences I'm likely to 'pretend' that I've never been offered them TBH. freakout


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    zand
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    Re: Statins and Insurance

    Post by zand on Mon Nov 03 2014, 13:34

    That's interesting MID. This is slightly at a tangent but..... When I went into hospital with chest pains in the Summer the senior nurse asked me if I was taking statins. I said "No". She said "You are diabetic and you have been advised to take statins and you don't take them?!" I said I hadn't been 'advised' to take them, I had merely been offered them and declined them: no-one had said I should take them. She went away shaking her head and tutting. What a Face Rolling Eyes
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    Mud Island Dweller
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    Re: Statins and Insurance

    Post by Mud Island Dweller on Mon Nov 03 2014, 13:44

    l. would never suggest you ermm lie that would get you in trouble esp as you would have no hx of scripts. Just sort of heads up if "planning" a holiday :-)
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    Mud Island Dweller
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    Re: Statins and Insurance

    Post by Mud Island Dweller on Mon Nov 03 2014, 13:46

    If offered and refused and you said taken them would be a problem.....should be a papertrail even though l dont eat paper :-)
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    mo1905
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    Re: Statins and Insurance

    Post by mo1905 on Mon Nov 03 2014, 14:07

    I had similar problems. I don't take statins any more but just because they've been PRESCRIBED was enough. I'm not sure how much it affected the policy but it is classed as a risk and so it increases price. My also have to declare BP meds.


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    Eddie
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    Re: Statins and Insurance

    Post by Eddie on Mon Nov 03 2014, 14:39

    What so many do not seem to realise is the powers that be want as many people as possible medicated for life. Some boffins have said children should be on statins and one outfit believed statin drugs in the drinking water supply would be a good thing. Here is a fact I read today, that even rocked and old cynic like me. Evidently us Brits are the most medicated people in the whole of the western world.

    Off to find the link I will edit this post when I find it.


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    AliB
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    Re: Statins and Insurance

    Post by AliB on Mon Nov 03 2014, 16:38

    It's all about CONTROL....

    Big Brother is alive and living with YOU.....
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    Jan1
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    Re: Statins and Insurance

    Post by Jan1 on Mon Nov 03 2014, 16:50

    ...slightly off topic but aren't we the nation with the most CCTV camera's?

    There is someone out there watching you. freakout

    Any kind of insurance isn't cheap and if firms can ask for more money 'as the policy dictates' they will.

    Talking about insurance - do you have to take out any extra insurance when doing these long distant type runs? 

    Jan

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    Sally
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    Re: Statins and Insurance

    Post by Sally on Mon Nov 03 2014, 16:55

    Jan wrote,
    ...slightly off topic but aren't we the nation with the most CCTV camera's?
    Not off topic at all, Jan.  They are there to make sure you don't drop your prescriptions in a litter bin on the way home from the surgery.
    Sally
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    mo1905
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    Re: Statins and Insurance

    Post by mo1905 on Mon Nov 03 2014, 17:01

    @Sally wrote:Jan wrote,
    ...slightly off topic but aren't we the nation with the most CCTV camera's?
    Not off topic at all, Jan.  They are there to make sure you don't drop your prescriptions in a litter bin on the way home from the surgery.
    Sally

    Lol !


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    Mud Island Dweller
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    Re: Statins and Insurance

    Post by Mud Island Dweller on Mon Nov 03 2014, 17:48

    Only if you want Jan l joined an OCR site called Mudstacle (brilliant info and independant not sponsered by big companies and run by an OCR nut lovely guy :-D) which has an insurance as its membership designed for OCR so l am covered at a race. Main reason l joined was for insurance.

    l had to check up on Mudstacle cover they said if l am racing/excercising l must be fit and so long as it is where there is officials such as race/gym/training camp l am covered was so pleased they did not care about the diabetes l told them t2 diet and 1x tablet a day....they were not bothered.
    lf l was off running on my own and hurt myself they wouldnt cover me.

    l have a general insurance for outside of racing and that covers non event injuries but not race.
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    Jan1
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    Re: Statins and Insurance

    Post by Jan1 on Tue Nov 04 2014, 18:02

    @Mud Island Dweller wrote:Only if you want Jan l joined an OCR site called Mudstacle (brilliant info and independant not sponsered by big companies and run by an OCR nut lovely guy :-D) which has an insurance as its membership designed for OCR so l am covered at a race. Main reason l joined was for insurance.

    l had to check up on Mudstacle cover they said if l am racing/excercising l must be fit and so long as it is where there is officials such as race/gym/training camp l am covered was so pleased they did not care about the diabetes l told them t2 diet and 1x tablet a day....they were not bothered.
    lf l was off running on my own and hurt myself they wouldnt cover me.

    l have a general insurance for outside of racing and that covers non event injuries but not race.


    Thanks MID .....hope training is going well and your ankle is fully recovered now.

    All the best Jan
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    Jan1
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    Re: Statins and Insurance

    Post by Jan1 on Tue Nov 04 2014, 18:12

    @mo1905 wrote:
    @Sally wrote:Jan wrote,
    ...slightly off topic but aren't we the nation with the most CCTV camera's?
    Not off topic at all, Jan.  They are there to make sure you don't drop your prescriptions in a litter bin on the way home from the surgery.
    Sally

    Lol !

    Loved your reply Sally - and Mo beat me to it lol!

    Out and about today, I thought of this post topic, because the number of CCTV camera's about in the high street these days. Wonder if those that look at them can lip read?

    Mind you some pictures you see from CCTV images it's hard to make them out, going on some I've seen on Crimewatch etc.

    Sorry still off topic a bit from the original title .....never mind  Smile  

    All the best Jan

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